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Easy Hud Description

Total Real Estate Closing Solution

How Easy HUD Streamlines Real Estate Closings

* HUD Preparation: RESPA compliant HUD settlement statements (HUD-1 and HUD-1A). All calculations including payoffs, tax proration and transfer taxes are automatic.
* GFE-HUD Comparison Sheet: Automatic GFE-HUD Comparison calculations - Simply enter GFE and POC amounts and select tolerances.
* Closing Forms: Integrated Real Estate Docs module provides over 200 closing documents, from letters and contracts to post-closing documents.
* Disbursement: Ledger module prepares disbursement ledger and prints checks. Disbursement ledger is transferable to the Easy Trust software.
* 1099-S Filing: Prepare 1099-S substitute or exemption forms with the 1099-S Module. Enroll in our electronic 1099-S Filing Service and file as you close for $10 per filing.
* Lien Release Tracking: Your no-cost solution to post-closing headaches. Electronic lien tracking and release service is integrated with Easy HUD.
* Productivity: Save any form as Word doc or PDF and email from within the program. Easier file management with Task Checklist, Case Notes and LinkedDocs.

Easy HUD software is fully compliant with the 2010 RESPA Final Rule. The RESPA Final Rule complicates residential real estate closings. Without properly designed HUD software, you will face tedious, error-prone preparation of the new GFE-HUD comparison sheet. No worries when you choose Easy HUD software.

* Automatically populate the GFE-HUD comparison sheet mandated by the RESPA Final Rule (page 3 of HUD-1 or page 2 of HUD-1A Settlement Statement). You can even enter data in the same order as listed on the GFE.
* Smart Itemization: The 2010 RESPA Rule requires display of lump-sum charges (e.g. lender's origination, title and closing costs) instead of itemization. However, your customer and, at times, various government agencies may demand itemization. Easy HUD meets both of these requirements with the Smart Itemization feature. Learn how Easy HUD simplifies VA Loan Lender Itemization requirements.
* Setoff Tracking: RESPA Rule requires listing GFE charges in the borrower's column, whether paid by seller or lender. Use Setoff Tracker for such charges and credit/debit on the first page of HUD-1 settlement statement.

Efficient HUD Settlement Statement System

* Enter information in comprehensive case data sections or directly on HUD-1, HUD-1A settlement statements. Program performs all calculations and completes HUD forms automatically.
* Built-in contact database stores commonly used parties so you don't have to type the same information repeatedly. All Easy HUD users at your firm can share the same contact database.
* Comprehensive City/County/School/Condominium/Sewer Tax Proration module - computes seller over/under paid amounts and transposes numbers to appropriate HUD-1 lines.
* Generates Lender Statement automatically that lists gross amount of loan, loan disbursed and itemized lender deductions.
* Save all HUD forms in PDF or Word doc format (letter or legal size) including HUD settlement statements and email, right from the program.
* Enter up to eight buyer names and eight seller names.
* Flexible addendum page. Add unlimited extra lines for 200/500/800/900/1000/1100/1200/1300 HUD Settlement Statement group.
* Auto calculate property transfer taxes (Line 1203 to 1205) charges on HUD-1 for over 40 jurisdictions (AK, AL, CA, CO, CT, DE, FL, GA, IA, IL, KS, KY, MA, ME, MN, NC, NE, NH, NJ, NV, NY, OK, RI, SC, SD, VA, VT, WI). Just select your jurisdiction and let Easy HUD do the computations based on sale/loan amounts. If your jurisdiction is not listed, call us and we will add it for you!
* Enter payoff information on HUD line 504/505 and compute total payoff amounts automatically.
* Comprehensive 201 initial deposit box accounts for initial deposit given to brokers, seller or to settlement agent.
* Prorate Line 901 interest charges automatically, once a funding date has been set. Set interest rate to accrue from the first of the month following closing or as of the last date of the closing month.
* All relevant line items have "NET" flag to indicate whether the lender is pre-disbursed.

Automated GFE-HUD Comparison Sheet

* Populate GFE-HUD comparison sheet (page 3 of HUD-1 or page 2 of HUD-1A Settlement Statement) automatically in accordance with the RESPA Final Rule.
* Simplified GFE view allows you to enter GFE amounts in the same order as shown on the GFE, simplifying GFE amount entries. You can even print GFE Worksheet for manual review.
* User simply selects tolerance groups for certain "non-fixed tolerance" charges, such as 1101 title charge and any POC amounts.
* Computes 10% tolerance, which is displayed if there is a tolerance violation.
* Any change made to HUD settlement statement charges will update the comparison sheet and tolerances computation automatically. This feature ensures that your GFE-HUD comparison sheet is always up-to-date as you make changes to HUD settlement statement.

Other Productivity Features

* Easy HUD is network ready. Your entire firm can open and save Easy HUD software files from a common folder location.
* Case Log: Automatic generation of master file log, listing all purchase/refinance files you create. As you save case files, entries are created and updated automatically in the Case Log. Print a Case Log for inventory tracking purposes or check tasks status of any file.
* Case Tasks: Track status of each file with a built-in checklist. Customize the checklist to meet your requirements. Track status of each task; assign tasks to other parties, set due dates or notes. Print tasks list.
* LinkedDocs: Assemble a list of all case related documents no matter where they are located on your computer. Print a centralized LinkedDocs list and open documents from a central location. Documents remain in the original location because LinkedDocs is just a list.
* Case Notes: A place to write all notes about the case. Case Notes are printable.
* Save partially filled in HUD-1 (purchase) or HUD-1A (refinance) as a template for different lenders and title companies. Then, start a new HUD file based on an existing template, thus minimizing the need to retype the same information again.
* Store frequently used payee and other information in your contact database to save time.
* Default printer and paper type settings. Set once and all documents print on your choice of printer and paper size.
* Built-in handy calculator for routine calculations.

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